Bringing solutions to all your credit needs
Securing a mortgage Converting from FHA to Conventional Home Equity Loans Refinancing Obtaining new Auto Loans or Leases Personal Loans- consolidate or secure a major purchase Credit Cards Cell Phone Securing Apartment Leasing Greater Insurance Rates
credit review
It’s Free! Let’s connect to discuss what’s holding you back from achieving all your financial goals!
in-depth audit
Here’s where we’ll dig deeper into each account to show you why certain accounts are affecting your scores.
repair process
Life’s better with good credit! Now, it’s time we roll up our sleeves and get to work!
"We Leverage the Laws Designed to Protect You..."
We’ll fight to remove every inaccurate & negative account that is affecting your ability to obtain credit and we’ll balance that with having you build credit by adding good, positive lines of credit. And… We don’t just send one letter out each month, we’ll attack every creditor, collection agency and bureau each round leveraging the laws designed to protect you! FCRA, FDCPA, TSR etc.
Why Choose Us?
Don't you think it's time to partner with a company who is results driven? Whether you have one or more of the following, we’ve got you covered. We won’t let your financial ship sink.
We Help Correct and Remove
Collections
Stopped paying your accounts and now one comes back to haunt you? Do you know your rights?
Hard Inquiries
Did you provide “permissible purpose”? A hard inquiry stays on your report for 24-25 months after you have applied for credit. Depending upon your credit file it could cost you points.
Charge-offs
Charge-offs are where a creditor realizes they can no longer collect your bad debt and they request a write-off from the IRS as a loss. Do you know what a 1099-C is?
Bankruptcies
At the point of no return? Did you go Chapter 7 or 13? Even bankruptcies must be reported accurately, timely and compliant, plus the accounts that went into the bankruptcy.
Timeshares
Loved that once in a lifetime vacation and learned you could go there or other places each year again and again? Until, your week wasn’t available, yet you’re stuck paying each month?
Late payments
Caught between a rock and a hard place? Either you forgot to pay your minimum payment or had to decide whether or not to make your mortgage, car or kid’s day care payment? Even late payments have to be reported accurately, timely and compliantly.
Repossessions
When you couldn’t keep up with the car payments and they just came like a thief in the night to take it. Did you receive all the documents under the Uniform Commerical Code plus deficiency notice?
Foreclosures
Foreclosures are never easy, especially with job loss, divorce, loss of a loved one. However, it doesn’t mean they have to stay on your credit report if they are violating your rights by inaccurately reporting the account.
Short sales
Decided on the short sale vs foreclosure? Is the balance still reporting on your file?
Student loans
Were you supposed to be covered under the Cares Act? Did the servicer bump you out of your forebearance or deferment and you were hit with a 60/90 day late? Did you know that each disbursement gets hit with those lates? How much damage is that costing you?4
Helping You Navigate to Your Success.
No matter where you go or what you do, Credit affects your daily life. We’re here to help navigate you to success!
Credit has a massive impact on your finances every day, every month. You should never have to think if it is a need or a want, you should be able to know that at any time you can obtain whatever you want! Your credit can make or break your ability to secure a new home loan, car, personal loan or student loan, better insurance rates, heck even a cell phone with a major carrier (no prepaid phones for you!)
Don’t waste another day, CALL US TODAY!
Text/Call: (732) 860-4400 -or- Email: [email protected]
No one plans credit issues, one mistake can cost you thousands of dollars every single year! Higher interest rates, large down payments just to offset the finance charges, security deposits, anytime creditors can find a way to profit on you they will. We understand this and are ready to help! We’re here to be your #credit_rescuer
In Case You Didn't Know...
Almost 80% credit reports contain errors that affect your scoring. These errors can make or break your ability to obtain credit. Did you know that regardless if you were in the wrong the bureaus & creditors must report your accounts accurately, timely, complete and compliant? When they don’t, we work hard to get the corrections and deletions…and when they don’t respond to our requests…We’ll send you to one of the most successful FCRA, FDCPA attorneys in the nation to get a WIN for you!
GET YOUR FINANCIAL SHIP On Course
It’s time to lift that anchor and get your financial ship navigating you to the life you deserve!
HOW OUR PROVEN SYSTEM CAN HELP YOU
REPAIR. BUILD. GROW.
Free credit consultation
We’ll discuss what you think is impacting your credit.
Detailed and In-depth Credit Audit
We’ll provide you with a detailed in depth audit of your current credit report.
Credit Repair
We’ll start to repair the inaccurate, negative information impacting your life.
Credit Education
We’ll provide you with all the tools you need to become credit smart while building your credit to leverage a lifestyle you’ve been dreaming of.
CUSTOMER SERVICE
We take great pride in the our quick response time with our clients. Credit is personal and we want you to know we're connected throughout the process!
PRICING
Credit Repair Services
FEES AS LOW AS:-
Unlimited Bureau Challenges
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Unlimited Creditor Challenges
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Unlimited Collection Challenges
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Personalized Challenge Letters
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24/7 Online Support
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NO CONTRACTS 30 Day Written Notice to Cancel
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WE'LL REFUND YOUR AUDIT FEE,
IF WE DO NOT DELETE 1 ITEM FROM YOUR REPORTS IN 120 DAYS. -
*Does not include Credit Monitoring
Credit Repair Services
FEES AS LOW AS:-
Unlimited Bureau Challenges
-
Unlimited Creditor Challenges
-
Unlimited Collection Challenges
-
Personalized Challenge Letters
-
24/7 Online Support
-
NO CONTRACTS 30 Day Written Notice to Cancel
-
WE'LL REFUND YOUR AUDIT FEE,
IF WE DO NOT DELETE 1 ITEM FROM YOUR REPORTS IN 120 DAYS. -
*Includes Credit Monitoring
WHAT OUR CLIENTS ARE SAYING
REVIEWS
